Adani One ICICI Credit Cards | Apply online
Adani Group, in collaboration with ICICI Bank, has introduced co-branded credit cards tailored for the travel and lifestyle segments. These cards, available in two variants – Adani One ICICI Platinum and Adani One ICICI Signature, offer substantial rewards, especially within the Adani ecosystem. Here’s a closer look at what these cards offer and how they compare with other co-branded cards.
Adani One ICICI Credit Cards:
1. Card Variants:
- Adani One ICICI Platinum: The basic variant offering attractive benefits on regular spending.
- Adani One ICICI Signature: The premium variant providing additional benefits and rewards.
2. Rewards and Value Back:
- 7% Value Back: Earn up to 7% value back through reward points on spending within the Adani Group.
- Adani Ecosystem: Special rewards for spending within the Adani Group.
- Redemption: Reward points can be redeemed for flight/hotel bookings, spending at Adani-operated airports, store purchases, and more through the Adani One app.
3. Benefits:
- Flight and Hotel Bookings: Exclusive discounts and benefits on flight and hotel bookings through the Adani One app.
- Adani-Operated Airports: Additional rewards and benefits for spending at Adani-operated airports.
- Store Purchases: Attractive rewards for purchases at Adani Group stores.
Comparison with Other Co-Branded Cards:
1. Rewards and Benefits:
- Attractive Reward Points: Adani One cards offer higher reward points compared to many other co-branded cards, especially for spending within the Adani network.
- Exclusive Offers: Special offers and benefits for travel and lifestyle expenses.
2. Customer Service:
- High-Quality Support: Premium customer service provided by ICICI Bank.
3. Fees and Annual Charges:
- Various Annual Fees: Different annual fees and other charges based on the card variant.
Conclusion:
The Adani One ICICI credit cards can be a compelling choice for travel and lifestyle enthusiasts, particularly if you frequently use services within the Adani Group. These cards offer competitive rewards and value back compared to other co-branded cards, especially when spending within the Adani ecosystem.
For more details or to apply for these cards, you can visit the Adani One app or ICICI Bank’s website.
Key Highlights of Adani One ICICI Credit Cards
| Feature | Adani One ICICI Platinum Credit Card | Adani One ICICI Signature Credit Card |
|---|---|---|
| Joining/ Annual Fee | Rs. 750 | Rs. 5,000 |
| Welcome Benefits | Worth Rs. 5,000 | Worth Rs. 9,000 |
| Adani Reward Points | 3% on spends at Adani One ecosystem | 7% on spends at Adani One ecosystem |
| Lounge Access | Complimentary domestic lounge access | Complimentary international & domestic lounge access |
| BookMyShow Discount | Up to Rs. 200 off per month | Up to Rs. 1,000 off per month |
| Overall Rating | ★★★ (3/5) | ★★★½ (3.5/5) |
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Adani One has entered the financial sector with its co-branded credit cards in collaboration with ICICI Bank. Both variants – Platinum and Signature – offer benefits around card activation, renewal benefits, airport-linked services, lounge access, reward earnings, and redemption. Cardholders can earn Adani reward points, which can be used for travel services and bookings through the Adani One portal.
With the Signature variant, cardholders can earn up to 7% value back through Adani reward points on spends across the Adani ecosystem, such as the Adani One app, Adani-managed airports, Adani electricity bills, etc. The Platinum variant offers a 3% return on similar spends.
For frequent travellers, these cards offer basic benefits with limited lounge access visits. The Signature variant provides access to both domestic and international lounges, while the Platinum variant offers access only to domestic lounges.
Moreover, cardholders can access premium airport-linked services like premium lounge upgrades, meet-and-greet services, premium car parking, porter services, and much more. These features make the cards stand out, especially the Signature variant, as even premium cards like Axis Magnus are removing airport-linked benefits like meet-and-greet services.
While these cards primarily focus on travel and lifestyle benefits, the buy one get one offer on movie ticket bookings at BookMyShow adds to their value. Overall, these cards are a good option for those who prefer to spend within the Adani ecosystem. However, those seeking good value across multiple categories can consider all-rounder options like SBI Elite or HDFC Regalia Gold.
To apply for the Adani One ICICI credit cards and start enjoying these benefits, visit the Adani One ICICI Credit Card Application Page.
Joining Benefits of Adani One ICICI Credit Cards
| Benefit | Adani One ICICI Platinum Credit Card | Adani One ICICI Signature Credit Card |
|---|---|---|
| Card Activation | Hotel voucher worth Rs. 1,000 & holiday voucher worth Rs. 2,000 | Hotel voucher worth Rs. 2,000 & holiday voucher worth Rs. 2,000 |
| Spending Within 60 Days | Flight voucher worth Rs. 2,000 on spending Rs. 10,000 | Flight voucher worth Rs. 5,000 on spending Rs. 25,000 |
| Joining Fee | Rs. 750 | Rs. 5,000 |
| Joining Benefits Value | Worth Rs. 5,000 | Worth Rs. 9,000 |
| Value Comparison | Benefits surpass joining fee by 6.67 times | Benefits surpass joining fee by 1.8 times |
Both cards surpass their joining fees by a wide margin. The Platinum variant offers joining benefits worth Rs. 5,000 for a joining fee of Rs. 750, while the Signature variant offers benefits worth Rs. 9,000 for a joining fee of Rs. 5,000. These cards stand out as they offer welcome benefits worth more than double the value of their joining fees.
For more details and to apply for these cards, visit the Adani One ICICI Credit Card Application Page.
Rewards Program for Adani One ICICI Credit Cards
| Reward Category | Adani One ICICI Platinum Credit Card | Adani One ICICI Signature Credit Card |
|---|---|---|
| Adani Ecosystem, Adani Managed Airports, Trainman, Gas, Electricity, etc. | 3% Adani reward points | 7% Adani reward points |
| International Spends | 1.5% Adani reward points | 2% Adani reward points |
| Domestic Spends (excluding fuel & rent payments) | 1% Adani reward points | 1.5% Adani reward points |
| Utility & Insurance | 0.5% Adani reward points | 0.5% Adani reward points |
Adani Reward Points Redemption
Cardholders can redeem the accumulated Adani reward points across multiple categories, including:
- Flight/Hotel bookings
- Duty-free spends at Adani-operated airports
- Cab services
- Train/Bus bookings
- In-store purchases
- Porter services
- Car parking
- Holiday bookings
- And much more through the Adani One reward catalogue or mobile app
Additionally, cardholders can convert YES Bank reward points into Adani reward points at a conversion rate of 400 YES Bank Reward Points = 100 Adani Reward Points. Please note that this conversion rate may vary from card to card.
For more details on how to apply for these credit cards, visit the Adani One ICICI Credit Card Application Page.
Lounge Access & Other Travel Benefits
| Feature | Adani One ICICI Platinum Credit Card | Adani One ICICI Signature Credit Card |
|---|---|---|
| Domestic Lounge Access | 2 complimentary domestic lounge access per quarter | 4 complimentary domestic lounge access per quarter |
| International Lounge Access | NA | 2 complimentary international lounge access per year |
| Lounge Upgrade | 2 premium lounge upgrades every quarter | 4 premium lounge upgrades every quarter |
| Valet Parking | 2 valet parking every year | 4 valet parking every year |
| Premium Car Parking | 2 premium car parking every year | 4 premium car parking every year |
| Porter Services | 2 porter services on every Rs.1 Lakh spent (Max. 4 per year) | 2 porter services on every Rs.1 Lakh spent (Max. 8 per year) |
Both cards offer lounge access benefits, but the Platinum variant does not include international lounge benefits. Given its annual fee, this is not unusual for its fee range. The Signature variant offers limited international lounge access, which may be less frequent compared to other premium cards like SBI Elite, HDFC Regalia Gold, or Axis Select, which provide better international lounge access and complimentary Priority Pass membership at a comparatively lower annual fee.
In addition to lounge access, these cards offer exclusive perks within the Adani One ecosystem, such as valet parking, premium car parking, and porter services. These features add significant value, especially for those who frequently utilize airport-linked benefits.
For more details and to apply for these cards, visit the Adani One ICICI Credit Card Application Page.
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Additional Benefits of Adani One ICICI Credit Cards
| Key Feature | Adani One ICICI Platinum Credit Card | Adani One ICICI Signature Credit Card |
|---|---|---|
| BookMyShow | 25% off, up to Rs. 100, twice a month | 50% off, up to Rs. 500, twice a month |
| Fuel | 1% fuel surcharge waiver on transactions of up to Rs. 4,000 across all outlets | 1% fuel surcharge waiver on transactions of up to Rs. 4,000 across all outlets |
For more details on the benefits and to apply for these credit cards, visit the Adani One ICICI Credit Card Application Page.
Overview: Adani One ICICI Platinum Vs. Adani One ICICI Signature
| Feature | Adani One ICICI Platinum Credit Card | Adani One ICICI Signature Credit Card |
|---|---|---|
| Joining Fee | Rs. 750 | Rs. 5,000 |
| Joining Benefits |
Hotel voucher worth Rs. 1,000 & holiday voucher worth Rs. 2,000 on card activation Flight voucher worth Rs. 2,000 on spending Rs. 10,000 within 60 days of card activation |
Hotel voucher worth Rs. 2,000 & holiday voucher worth Rs. 2,000 on card activation Flight voucher worth Rs. 5,000 on spending Rs. 25,000 within 60 days of card activation |
| Annual Fee | Rs. 750 | Rs. 5,000 |
| Annual Fee Waiver | Annual fee waived off on annual spends of Rs. 3 Lakh | Annual fee waived off on annual spends of Rs. 6 Lakh |
| Rewards Program |
3% Adani reward points on spends across Adani One ecosystem*, Adani managed airports, Trainman, Gas, Electricity, etc. 1.5% Adani reward points on international spends 1% Adani reward points on domestic spends, excluding fuel & rent payments 0.5% Adani reward points on utility & insurance |
7% Adani reward points on spends across Adani One ecosystem*, Adani managed airports, Trainman, Gas, Electricity, etc. 2% Adani reward points on international spends 1.5% Adani reward points on domestic spends, excluding fuel & rent payments 0.5% Adani reward points on utility & insurance |
| Meet & Greet Services | NA | 2 meet & greet services every year (1 at the time of card activation + another on spending Rs. 3 Lakh) |
| Domestic Lounge Access | 2 per quarter | 4 per quarter |
| International Lounge Access | NA | 2 complimentary international lounge access per year |
| Lounge Upgrade | 2 every quarter | 4 every quarter |
| Valet Parking | 2 per year | 4 per year |
| Premium Car Parking | 2 every year | 4 every year |
| Porter Services | Max. 4 in a year | Max. 8 in a year |
| BookMyShow | Up to Rs. 200 off in a month | Up to Rs. 1,000 off in a month |
| Fuel | 1% fuel surcharge waiver on transactions of up to Rs. 4,000 across all outlets | 1% fuel surcharge waiver on transactions of up to Rs. 4,000 across all outlets |
*Adani ecosystem includes spends on flights, duty free, hotels, trains, and participating stores.
For more details on the benefits and to apply for these cards, visit the Adani One ICICI Credit Card Application Page.
Pros & Cons of Adani One ICICI Credit Cards
| Pros | Cons |
|---|---|
| Accelerated benefits on spends at Adani ecosystem | Limited lounge access visits with no complimentary Priority Pass membership |
| Exclusive airport-linked privileges, like premium car parking, lounge upgrade, etc. | Low reward rate on utility and insurance spends |
| Up to 50% off on movie tickets at BookMyShow | No reward points redemption against cashback |
| Conversion of YES Bank reward points into Adani reward points | High forex markup fee of 3.5% |
For more details on the benefits and to apply for these cards, visit the Adani One ICICI Credit Card Application Page.
