दोस्तों क्या आप घर बैठे Short term loan लोन लेने की सोच रही है समझ नहीं आ रहा कौन सी फाइनेंस कंपनी से लोन अप्लाई करें ताकि हमें तुरंत लोन मिल जाए हमारे बैंक अकाउंट मैं केवल आधार कार्ड और पैन कार्ड देकर |
अगर आप लेना चाहते हैं लोन तो यह पोस्ट आप पूरा पढ़ें क्योंकि आज हम आपको बताएंगे 2022 की Top-5 Loan App के बारे में जहां पर आप ले सकते हैं ₹200000 तक लोन केवल आधार कार्ड और पैन कार्ड देकर |
आप यहां पर लोन ले सकते हैं मेडिकल एमरजैंसी के लिए शादी के लिए होम रिनोवेशन के लिए ट्रैवलिंग के लिए स्कूल फीस कॉलेज फीस के लिए यानी आप अपने घर की पर्सनल जरूरत को पूरा करने के लिए ले सकते हैं अर्जेंट लोन |
चलो देखते हैं कौन-कौन सी वह पांच ऐसी एनबीएफसी है जो आपको घर बैठे लोन देते हैं
(1) Loan App 2022 –
TrueBalance – Quick Online Personal Loan App
2021 में नंबर-1 NBFC रहे TrueBalance एप्लीकेशन आपको देती है पूरे ₹50000 तक लोन बिना एक भी कागजात दिए जी हां दोस्तों आपने बिल्कुल सही पड़ा यहां पर आपको लोन मिलता है बिना कागजात के |
यहां पर आपको जो लोन बिना कागजात मिलता है उसका नाम है leval Up loan अगर आप यह लोन अप्लाई करते हैं तो आपको यहां पर यह लोन विदाउट डॉक्युमेंट्स मिलता है
दरअसल आपको यहां पर दो तरह के लोग मिलते हैं एक का नाम है कैश लोन(Cash loan) और दूसरे का नाम है लेवल अप लोन (Leval Up loan ) लेकिन अगर आप यहां पर Cash Loan के लिए अप्लाई करते तो आपको यहां पर आधार कार्ड और पैन कार्ड देना होता है
यानी अगर आप करते हैं लेवल अप लोन के लिए अप्लाई तो आपको यहां पर कोई भी डाक्यूमेंट्स नहीं देना है ना आधार कार्ड और ना ही पैन कार्ड दिए बिना आपको यहां पर आपको मिल जाता है पूरे 50,000 तक लोन केवल 30 सेकेंड के अंदर आपके बैंक अकाउंट मैं |
पर यहां पर लोन लेने के लिए एलिजिबिलिटी क्या डॉक्यूमेंट क्या देने होते हैं कितने दिन के लिए आपको लोन मिलता है और कितना मिलता है यह सब कुछ आपको बता देंगे |
लोन कितना मिलता है
दोस्तों आपको TrueBalance देता है कम से कम ₹5000 और ज्यादा से ज्यादा 50000 तक लोन बिना कागजात के जहां पर आप लोन ले सकते हैं 62 दिन से लेकर 116 दिन तक के लिए | अगर आप लेते हैं लोन TrueBalance से तो आपका ब्याज यहां पर शुरू होता है 60% से और और जाता है 154.8% सालाना तक
True Balance is 100% safe and secure, lending & financial services platform, steering on the mission of ‘Finance For All” . True Balance has been trusted by over 75 million users across the country. Here, you may avail loan from ₹ 5,000 to ₹ 50,000 for a tenure of minimum 62 days to 116 days at low processing fee . The APR ranges from 60% to 154.8%.
For example:
For ₹10,000 borrowed for 90 days, with interest rate @5% per month*, a user would pay:
-> Processing fee (@ 3%) = ₹3,00 + GST (18%) 54= ₹354
-> Interest* = ₹1,500
-> EMI = ₹ 3,833
Total amount to be repaid = ₹11,854/- including Processing fee +GST
*Interest Rate may vary based on user’s risk profile
Features of Personal Loan which can be availed on the App through its licensed lending partner(s):
– 100% paperless and digital process on mobile
– 24×7 access to loan/money
– Low processing Fee, longer tenure and attractive interest rate
– Directly disbursed to your bank account
– Pan-India access
– Convenience of payment through various methods.
– Repay on time improves credit score and get access to higher amounts
– Repay Later option lets you pay part of the loan on the due date & extend repayment term multiple times
True Balance is a PPI license holder which provides an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards and Gift cards and has also partnered with NBFCs for granting quick personal loans online.
लोन लेने के लिए एलिजिबिलिटी क्राइटेरिया डाक्यूमेंट्स क्या देने होते हैं
- दोस्तों लोन लेने के लिए आपको यहां पर भारतीय नागरिक होना चाहिए
- आपके पास रेगुलर इनकम आनी चाहिए
- आपकी उम्र कम से कम 18 साल और ज्यादा ज्यादा 60 साल होनी चाहिए
- आपके पास Valid Documents होनी चाहिए होनी चाहिए
डॉक्यूमेंट में आपको यहां पर
- डाक्यूमेंट्स मैं आपको यहां पर आधार कार्ड
- पैन कार्ड कार्ड
- बैंक अकाउंट डिटेल देनी होगी
(2) Loan App 2022-
KreditBee: Get Instant Loan
घर बैठे अगर आप लोन लेने की सोच रहे हैं तो आपके लिए KreditBee एक बेहतरीन विकल्प है | यह फाइनेंस कंपनी दे सकती है पूरे ₹200000 तक लोन केवल आधार कार्ड और पैन कार्ड पर |
कंपनी के बारे में
KreditBee is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.
One of our primary partners NBFCs – Krazybee Services Private Limited is a Systemically Important NBFC within the group companies carrying the KreditBee brand
कितना लोन मिलता है
Loan amount: From ₹1,000 to ₹200,000
Interest rates: From 0% to 29.95% per annum
Tenure: 62 days to 15 months
Kreditbee से हम क्यों लोन ले
✔ Instant loan approval: Instant personal loans are approved within 15 minutes from registration to direct bank transfer.
✔ Shopping EMIs: Avail online purchase EMI loans for categories like fashion, electronics, travel, furniture & more.
✔ Transparency with customers: Loans from RBI certified NBFCs/Banks are made available to our customers.
✔ Flexible Interest rate: Varied interests starting from 0% to 29.95% per annum.
Types of loans
👉 Flexi Personal Loan – Need to borrow money? We offer short repayment terms from 62 days to 6 months for borrowing instant money ranging from ₹1,000 to ₹10,000. Only PAN card & address proof needed.
👉 Premium Loans for Salaried – Personal Loans worth ₹10,000 to ₹2 Lakhs with flexible disbursement tenure ranging from 3 to 15 months on our urgent loan app. Only PAN card, address proof & salary proof needed.
👉 Premium Loans for Self Employed – Personal Loans worth ₹40,000 to ₹2 Lakhs with flexible disbursement tenure ranging from 3 to 10 months. Only PAN card & address proof needed.
👉 Online Shopping Loan – Avail Buy Now, Pay Later EMI plans. Shop freely on partner platforms like Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip & more with fast personal loans & E-vouchers. Only PAN card & address proof needed.
👉 KreditBee Card – Purchase anything online, or withdraw cash directly into bank account. Pay back later. Only PAN card & address proof needed.
Personal Loan for Salaried (Example)
Loan amount: ₹ 50,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing Fee: ₹ 1,250 (2.5%)
New customer onboarding Fee: ₹ 200
GST on Processing and Onboarding Fees: ₹ 261
Total Interest: ₹ 5,581
EMI: ₹ 4,632
APR: 23.2%
Loan amount is ₹ 50,000. Disbursed amount is ₹ 48,289.
Total loan repayment amount is ₹ 55,581.
Eligibility
1. Indian resident
2. Above the age of 21 years
3. Should have monthly source of income
How to get started
1. Install KreditBee app
2. Create your account
3. Fill your basic details to check first level eligibility
4. Upload KYC documents – ID, Address Proof & PAN card
5. Avail Loan as bank transfer or E-voucher as per your request
One of our primary partner NBFCs – Krazybee Services Private Limited is a Systemically Important NBFC within the group.
Fees & Charges
Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only.
A small processing fee is charged for loans:
0 – 3% charged for low risk customers
2.5% – 7% charged for high risk customers*
The APR for different personal loan products:
low risk customers is 0%-36%
medium risk customers is 18%-39%
high risk customers is 24%-42%
Very high-risk customers are 24%-70%
(3)Loan App 2022-
Instant Credit and Small Business Loan App: Rufilo
दोस्तों अगर आप एक छोटा लोन लेना चाहते हैं आपको जरूरत है शॉर्ट टर्म लोन की तो आप ले सकते हैं Rufilo से पूरे ₹25000 तक लोन आधार कार्ड और पैन कार्ड देकर मिलता है तुरंत लोन आपके बैंक अकाउंट में केवल 30 सेकंड में |
Rufilo RBI अप्रूव्ड NBFC है जो आपको तुरंत लोन देती है उसके साथ ही आप यहां पर क्रेडिट कार्ड भी अप्लाई कर सकते हैं |
Rufilo’s Instant Credit Line to solve your financial worries
- Get Instant Credit upto ₹25,000
- Apply and get approved in 5 minutes
- Only Aadhaar Required
- No Paperwork
कितना लोन मिल सकता है और कितने दिन के लिए मिलता है
Rufilo provides instant Credit and Small Business loans pan India from RBI-registered NBFCs. Rufilo offers an Instant Credit line of ₹ 5000 to ₹ 25,000 and the APR ranging from 14% – 28% for a tenure of 3 months – 24 months.
Example: Small business owners/self-employed can avail instant credit line of ₹10,000. The total processing fee is ~8%. The interest rate is 18% p.a for a tenure of 3 months, amount payable is ₹10,450, and APR of the loan will be 27.54%.
Eligibility Criteria:
• Minimum age – 21 years
• Minimum income ₹12,000 for salaried & ₹15,000 for Small business/vendors
Examples of EMI, Fees, Interest rates for instant credit products offered by Rufilo app
1. Customers getting salary can avail personal loan of ₹25,000 at Low interest rate of 22%, processing fee of ₹1,250 for a period of 12 months and onboarding fees of ₹350. This would translate to an APR 25.2%.
2. Small business/vendors get working capital loan of Rs. 20,000 @ 16% interest p.a.,Tenure of 6months, Processing fee: Rs. 300 EMI amount: Rs. 3490/month. APR: 21.33%.
*Fees, tenure and interest rate may vary depending upon the customer profile. Tenure varies from 3 months to 24 months
लोन लेने के लिए डाक्यूमेंट्स क्या देने होंगे
Documentation:
Rufilo app is 100% digital loan app and therefore, we don’t require any physical documents!
All you have to do is enter your PAN Card number, upload a digital photocopy of your Aadhaar Card, and click a selfie to avail your instant credit line and business loan.
Why Rufilo to avail Instant Credit and Small Business Loan
✔RBI-registered NBFCs with 100% digital approval
✔Instant verification and speedy credit disbursement
✔ Fair and Low rate of interest and processing fees
✔ Easy & Convenient repayment options (UPI, Debit Card, Net Banking, Bank Transfer, wallet etc.)
✔ Online personal loan approval in just 5 minutes
✔ No collateral & credit card required
✔100% secured via 256-bit SSL encryption
How to avail Instant Credit / Small Business Loan by using Rufilo App
1. Install Rufilo – Instant Credit and Small Business Loan App
2. Register with a mobile number
3. Upload KYC documents and check your personal loan eligibility.
4. Accept the offer and get an instant approval for your loans.
5. Post-approval the loan amount is credited to your account instantly
(4)Loan App 2022-Branch Personal Loan App
अगर आप लेना चाहते हैं ₹200000 तक लोन केवल केवल आधार कार्ड और पैन कार्ड पर तो Branch Personal Loan App आपके लिए हेल्पफुल हो सकती है
क्योंकि यह फाइनेंस कंपनी आपको देती है लोन केवल 30 सेकंड में आपके बैंक अकाउंट में केवल आधार कार्ड और पैन कार्ड लेकर |
कंपनी के बारे में
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal Finance app is operated by Branch International financial services which is an RBI registered NBFC. Branch is secure and regulated by all laws as dictated for NBFC by RBI making it 100% secure for users.
लोन कितना मिल सकता है
तो तो आप लोन ले सकते हैं यहां पर 750 से लेकर ₹50000 तक यहां पर आपको कितना लोन ऑफर मिल सकता है यह डिपेंड करता है आपके सिविल इसकोर पर अगर आपका सिम किस को 750 से ऊपर होता है तो आपको यहां पर पड़ा लोन भी मिल सकता है
Personal Loans range from ₹750 to ₹ 50,000
Tenure: 62days to 6 months. Interest rates range from 2%-30% depending on the risk profile of the customer.
Example: If the loan amount is ₹9,000 & interest is 24% per annum with tenure of 2 months, processing fee of Rs. 180 will be charged.
The interest for 2 months would come out to be ₹360. The EMI per month would be ₹4680. This would translate to a maximum APR of 24%. The total cost of the loan will be ₹9360. The total amount paid back including everything at the end of the term will be ₹9360.
PERSONAL LOAN RATES AND FEES
Loan Amounts: INR 750 to INR 50,000
APR/Interest rate: 24%-36% (Monthly interest: 2% to 3%)
Processing fee: 2% onwards
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 6 months. Every loan amount we offer has the option to repay in a minimum of 62 days.
Branch से लोन लेने का फायदा
* No late charges or rollover fees on loans
* No paperwork, collateral or office visits needed
* Free Credit Score checks
* Easy access 24/7
* Quick and easy sign up
* Use your money the way you want to — for home or business
* Lower fees, and flexible payment terms as you repay
(5)Loan App 2022-CashBean – Personal Loan by PC Financial
₹60000 तक शॉर्ट टर्म लोन आप ले सकते हैं CashBean loan App से यह फाइनेंस कंपनी भी आपको दे सकती है केवल आधार कार्ड और पैन कार्ड पर लोन आपके बैंक अकाउंट मैं केवल 30 सेकेंड मैं | यानी अगर आपको चाहिए तुरंत लोन तो आप कैशबीन एप्लीकेशन से ले सकते हैं ₹60000 तक इमरजेंसी लोन |
कंपनी के बारे में
CashBean is India’s leading digital lending mobile based personal loans platform. CashBean is a product of P C Financial Services Private Limited, registered under RBI. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc.
Get safe, fair, convenient, and affordable online loans on CashBean – Indian’s best personal loan app.
कितना लोन यहां पर मिल सकता है कितने दिन के लिए मिल सकता है और कितना ब्याज देना होगा
Loan Amount: from Rs 1,500 to Rs 60,000;
Loan Tenure: from 3 to 6 months;
Interest Rate: 0.07% per day (25.55% per annum);
Processing Fee: Ranges from Rs 90 ~ Rs 2,000 for one-time charge, which depends on the loan amount and the application details;
GST: 18% of the Processing Fee in accordance with the policy and laws of India;
APR: Up to 74.2% (Annual Percentage Rate including Interest, Processing Fee and GST);
Example:
For a 6-month loan of ₹10,000 for 180 days with interest rate @25.55% per annum,
Interest = ₹10,000 * 25.55% / 365 * 180 = ₹1,260;
Processing Fee = ₹620;
GST = ₹620 * 18% = ₹111.6;
The total amount to be paid = Loan Amount + Interest + Processing Fee + GST = ₹10,000 + ₹1,260 + ₹620 + ₹111.6 = ₹11,991.6;
APR = (₹11,991.6 – ₹10,000) / ₹10,000 / 180 * 365 = 40.39%;
कैशबीन से लोन लेने का फायदा
Why CashBean?
1. No credit history required
2. Paperless and digital process on your mobile
3. Get 24*7 access to loan anytime, anywhere
4. Efficient Application Review
5. Disburse to your connected account once approved
6. Available Pan India
7. As the credit score grows, the sanctioned amount gradually increases
8. Variety of convenient repayment options
लोन लेने के लिए एलिजिबिलिटी क्राइटेरिया
Eligibility:
1. Indian Resident
2. 18-56 years old
3. Source of a monthly income
लोन कैसे अप्लाई कर सकते हैं कैशबीन कैसे वर्क करती है
How it works？
1. Install the CashBean App from the Play Store
2. Register an account
3. Select the product you would like to apply for
4. Fill out the contents, then submit the application
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved
6. Provide the consent with the loan agreement after the approval
7. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent
